ESSENTIAL THINGS YOU MUST KNOW ON HOW TO BUY CORPORATE BONDS IN INDIA?

Essential Things You Must Know on How to Buy Corporate Bonds in India?

Essential Things You Must Know on How to Buy Corporate Bonds in India?

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Investing in Corporate Bonds in India


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Investing in corporate bonds has turned into a wise move for Indian investors looking to spread their investments and earn stable returns. Thanks to contemporary platforms like Aspero’s bond investing portal, the process is now more available, clear, and user-friendly.

What Are Corporate Bonds


Corporate bonds are debt securities issued by businesses use to raise capital. Investors lend money to these companies and, in return, earn periodic interest payments until the bond reaches maturity. These differ from government bonds and often provide higher returns due to the added credit risk present.

Why Consider Investing in Corporate Bonds


1. Better Interest: Many high-yield corporate bonds offer higher interest rates than bank deposits or public sector schemes.

2. Regular Income: Bonds generate fixed returns through interest, suiting income-focused investors.

3. Tailored Risk Profiles: By selecting secured and investment-grade corporate bonds, investors can match their risk appetite to suitable bond products.

4. Capital Preservation: For risk-averse investors, highly rated bonds from NBFCs and other sectors can be a safer option.

Step-by-Step Guide on How to Invest in Corporate Bonds


1. Select a Trusted Platform
Start by visiting Aspero’s bond investment section, which features a curated marketplace of corporate and government bonds.

2. Complete KYC Verification
On Aspero, the onboarding process is safe and efficient. Complete your Know Your Customer (KYC) requirements to begin investing.

3. Choose the Right Bonds
You can explore a wide range of listed bonds by filtering for maturity, coupon rate, issuer type, and risk level. Compare returns and ratings for each bond.

4. Execute the Transaction
After selecting your preferred bond, execute the transaction through Aspero’s secure payment gateway. The bonds are transferred to your demat account.

5. Track and Manage Your Portfolio
Use your Aspero dashboard to track interest payouts, maturity timelines, and portfolio status.

Important Considerations


1. Company Reliability: Review the company’s credit rating before investing. For low-risk investments, stick to AAA – A rated corporate bonds.

2. Rate Fluctuation: Bonds are affected by market rate changes, which can impact resale value.

3. Liquidity: Check if the bond is listed and actively traded for better resale potential.

4. Taxation: Interest income is taxable. Aspero’s blog offers guidance on tax implications.

Conclusion


With the proper knowledge What are Bonds & How to Invest in Bonds? and tools, investing in corporate bonds is not only accessible but highly rewarding. Platforms like Aspero make the process easy — from discovery to execution — making bond investment approachable for both retail and HNI investors.

Whether you're interested in secured bonds, plan for regular income, or broaden your portfolio, Aspero’s bond investment platform is your one-stop solution.

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